Waterstone Bank SSB 401(k) Planhttps://pcaobus.org/form-ap-filings/57199/57199Waterstone Bank SSB 401(k) Plan571996/8/2020 1:41:54 PM20197fbd913f-0df5-4bd0-a3d6-0b2e86f4b9f4655CliftonLarsonAllen LLP552607Waterstone Bank SSB 401(k) Plan1569994WSBF0065526490Karlye Marie Broten0065526490True